Victor D. Romero is one of the founding partners of Santa Cruz Lending Group. He has more than a decade of experience serving homeowners in Santa Cruz county, central coast and throughout California. Victor has consistently been nationally recognized as a top Mortgage Originator and well regarded in the industry. 

 

Victor’s mission is to help borrowers reach their financial goals through home ownership, equity management and financial awareness. Being a Mortgage Consultant allows Victor to be an advisor for his clients. Victor graduated from UC Davis with a Managerial Economical Degree in Business. He continued his professional education with certifications in VA and FHA. He is licensed with the BRE, DBO and NMLS. 

 

Victor is an avid investor himself and fluent in the different real estate faucets. He has experience in financing foreclosures, short sales, for sale by owners, ADU’s, Vacation homes and multi-unit rental properties in addition to traditional financing on condos/townhouses and single family residences. 

 

Victor’s greatest strengths are his communication skills, transparency and professionalism. He is a firm believer that all clients deserve the time to be fully informed of the benefits of owning real estate as well as be treated respectfully and honestly. 

 

Victor’s core values: 

To Always . . .

. . . Live by the ‘Get By Giving’ philosophy

. . . Make my client's #1 goal, my #1 goal

. . . Live up to my standards, despite temptations to lower them

. . . Be willing to work toward a common good

. . . Do what I say I will do, sometimes more, just never less

 

Victor is an avid family man and dedicated father who enjoys nothing more than to spend time with his wife and two kids. He enjoys running, traveling, reading and trying new foods. 

 

 

Lending experience in the following products:

• Conventional & Jumbo Loans

• FHA/VA Loans

• First Time Home Buyer Programs

• Down Payment Assistance Programs

• Rehabilitation Loans

• USDA Rural Housing

• Purchase and Refinance

• Measure J & O and affordable housing Home Loans

• HELOC / DSCR / Bank statement loan programs

• And many more!

 

See past client experiences working with Victor: https://www.experience.com/reviews/victor-romero

 

Social media: 

Victor Instagram link: 

 

Victor D. Romero (@victor.romero.home.loans) • Instagram photos and videos

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Cell: (831) 214-2172

Fax: (844) 870-9457

victor@santacruzlending.com

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