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Your Santa Cruz Home Lending Expert

Victor D. Romero
Mortgage Consultant

C: (831) 214-2172

Mortgage Services

You have a lot of choices when it comes to getting a home loan. Whether buying a home or refinancing, the mortgage process can seem frustrating and stressful. I pride myself on making sure you are comfortable and happy with my work. 

About Victor

I am lucky to have an incredible team of mortgage professionals that I have worked with for the majority of my career. I have served Santa Cruz County for over 18 years, creating relationships and building a great community along the way.

Need more details? Contact me.

I am here to answer all your lending needs. Relationships first, business second.


I have worked with Victor on a number of home purchases over the years with fantastic results, but this last loan he just closed for me - he REALLY pulled out the stops and got the deal done. I've worked with dozens of lenders over the years, and few have impressed me like Victor has. I'll be sending lots more business his way!

Seb F.

Capitola, CA

I had a complicated loan. Victor was very responsive and on top of things throughout the whole process. He was even able to help me find someone to help with flood insurance when multiple insurance agencies turned me down. He was just so knowledgeable, helpful, and wonderful to work with!

Kristin T.

We just bought our first home, and Victor was amazing! He explained everything in a very clear way. Our loan went through easy breezy without a hitch. We got a very low interest rate and the very best loan for us. He is very trustworthy. He is your man if you are looking for a sincere, positive gentlemen that knows what he is doing. You will not regret it if you give him a try.

Melody H.

Los Gatos, CA

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